Benefits when buying travel insurance
You will get emergency medical of global help, guaranteed payment of hospital fees and medical expenses when visiting overseas or medical evacuation when buying travel insurance. In Vietnam, if you travel through a travel company, which is reputable, it is undoubtedly the tour price includes travel insurance. However, with the self-travel, the purchase of insurance before going to a country will bring peace of mind during the visit and experience.
Travel insurance can be understood as the simplest means to travel, buy insurance to protect ourselves from the risk means travel insurance.
So the risks may be encountered when traveling has a lot. Simply, whenyou are in foreign land, completely alien environment we may encounter:
- Sickness (disease) due to changes in weather, climate change
- Food poisoning (caused by consuming food or not appetizing)
- Take the unfamiliar road traffic, rub its vehicles causing accidents
- Travelling discovered in distant places, unfortunately ill health establishments that do not have nearby.
- Luggage and personal papers such as passports though grasping on us dishonest person but having robbery took it.
So why should we buy insurance?
When you are abroad, the risk of accident or sickness may highly happen due to not being accustomed to the food, the weather, or travel much, which is inevitable. Compulsory health insurance does not pay for medical expenses abroad and most health insurance plans that businesses voluntarily buy for employees too.
Simply because the cost of buying this insurance package is at around $ 1,000 a person for a year, so enterprises purchase only for senior management or foreigners. Also whether the health insurance package you include the cost of medical treatment abroad, you should also check with your insurance company to see the country that you have within geographic coverage and that you can be free to choose the hospital or not.
If you buy overseas travel insurance, you will not have to worry about these things, including the cost of treatment when returning Vietnam. Moreover, you also get emergency medical global help and can be guaranteed if the high cost of hospital fees is more than 50 million. In addition, insurance companies also pay for medical visits overseas and medical evacuation.
The breakdown of the journey
Most people only think about the risks that may arise from the fault of the airline, such as cancellations, delays, baggage delay or loss, and said that the airline will bear full responsibility for these this issue. However, their level of compensation often does not meet the needs of customers. For example, if you lose luggage, they just compensate by weight rather than based on the purchase invoice. Besides, tourists have to take responsibility for the work they are forced to cancel, postpone, shorten, trip interruptions due to unforeseen circumstances, such as illness before or during the trip. You just feel secure because these problems have to be compensated by travel insurance.
Travel insurance will ensure the compensation for damages and losses outside of your flight, including take cash, travel vouchers, golf tools, laptop . An important note is that you need to keep the purchase invoice as a basis for compensation.