The reasons why you can not deny life insurance
1. Life insurance is not losing money to buy
If talking is not losing money to buy insurance, many people would have thought was deceptive. But this is absolutely true. Simply because there is nothing free at all. But when the insurance contract you will be responsible for paying the premium amount on a regular basis as prescribed in the contract. Upon expiry of the contract, you will receive the maturity value. Rest assured that the maturity value is even greater than the amount you have contributed. Because it includes recurring fee amount you paid, plus income and accumulated dividends. Obviously you've been hedging, just have profit.
2. You need money for life
Money is essential for life, in addition to necessities such as food, travel ... we not only need money when they are ill in hospital, the financial funds for the children to go to school, at retirement, the risk: serious illness, accident ... that's when we need a lot of money. Whenever encountered these things how long savings of the family would not be sufficient, if to sell all the assets of the family, life will turn out, your children's future will look like? Will not unduly worry if you join in life insurance because life insurance only creates immediate asset.
3. Disease and Risk
Recently the media constantly reports on traffic accidents, warnings about cancer that everyone must be shocked, worried. As for serious diseases, especially cancer, but also a lot of private pitiful situation, especially the children do not attend school but to make a living.
The numbers can speak, makes people insecure, anxious in mind, because these risks do not specify anybody that does not know when to happen, just ask yourself peace of mind when participating in life insurance to protect risks, financial protection for the whole family.
4. Buying life insurance because there is not much money
Many people would argue that this is nonsense because without money, how can afford to pay the premiums regularly. But please reconsider. Life insurance helps you spend money and save money with more discipline.
Without participation of life insurance, the amount you earn will spend everything for other expenses that are not controlled. But if you join for life insurance, you should be more conscious of saving money earned to pay for insurance, as well as in making money for the future. The amount you are insured for your protection is still and will be for your future when you retire, to ensure a life of leisure retirement without worrying about monetization old age.
5. Guaranteed for the life of your old age
The insured as soon as there are many benefits for you. Join early life insurance means that you will have the strength to work and spending discipline contributed more to complete and on schedule for the insurance company. The money you earn and contribute to the insurance company would be the benefits you will enjoy old age. Moreover, while insured, you will not have to worry of paying some financial risk when, by the insurance companies will be the ones to pay for you.