Experience on buying international travel insurance
To prepare for a trip next to the schedule, belongings, money, tourists also need to consider the purchase international travel insurance for themselves and their entourage. Many tourists when traveling (especially travel excluded) drop by buying travel insurance that you forget that it is also very important.
Do they require to purchase international travel insurance?
Vietnam Tourism Law defines that: "Tourists are entitled to travel insurance and other types of insurance as prescribed by law", so travelers can understand that buying travel insurance is considered the rights of travelers.
Usually tourists take the tour package, the insurance companies will be traveling together in purchasing and calculation of the tour or in bundled services. For those traveling as a backpacker excluded, backpacking, buying insurance is voluntary, not mandatory.
But with the uncertainties that may occur, with the benefits that travel insurance can bring, tend to buy travel insurance, which are becoming popular.
Please pay more attention to international travel insurance
International travel insurance includes support services such as assistance for medical expenses, including: outpatient, medical equipment necessary for the treatment, outpatient treatment, costs associated surgery (if any), Emergency Assistance includé emergency medical evacuation, repatriation, guarantee fees, the cost of visiting relatives when the insured unfortunately must inpatient; settlement of compensation for property, personal luggage being lost, damaged or delayed baggage bounces; cases where travel documents are lost, delayed or canceled trips due to objective factors are also covered. Besides, the insured supported the necessary information in the process of tourism worldwide.
Traveler should buy international travel insurance, which is the useful way to protect themselves in case any risks occur or if the insurer wants to go to the visitors, by only seeing things unfortunately happen or difficulties or encounter while abroad, many new visitors will fully experience the need for insured before having each trip abroad, while the premium is relatively low, only about 1% of the cost of the trip.
Practice shows that, in addition to the people of Vietnam have not really care and do not have the habit of buying travel insurance, especially international travel insurance, plus the psychological fears of the tour operators when increasing premiums to the total of the tour while they have to compete with each other to each dollar when buying online. It should also say that, the insurer also proves limited in the information and communication on the benefits of travel insurance to travelers. If the work of travel insurance is done well through better coordination with the tourism industry, travel companies will be important to take out travel insurance, which needs to become a habit, the needs of the visitors, there will be more a significant source of income from insurance premiums to make a significant contribution to the state budget, the investment return to the economy, active support for the development of tourism industry in many countries. The insured will contribute to upgrading the facilities of social infrastructure, training, risk prevention consciousness of every person, easing the pain of loss of those unfortunate risks.