Insurance for travelling in foreign countries
The travelling insurance products is used in order to pay for for the risks, loss of health, property for those foreignors who are living in Vietnam (including Vietnam nationals foreign nationals) as well as some people who want to travel, visit relatives, work or study abroad on the territorial scope of the world.
1. Why do we need to buy the travelling insurance?
The development of the country and the rapid growth of the economy in recent years make people's living standard be improved significantly and has contributed to raise incomes as well as the need to explore, work , and study at prestigious schools. Tourism activities is always associated with moving from one place to another. Depending on the purpose of the trip is to travel, work, study ... where tourists can choose different means of transportation. Normally foreign visitor often visit by plane, while they can choose othe option such as car, boat,...
During the process of travelling, visitors can meet a lot of risk that can not be fully foreseen, Generally, tourists frequently suffer from the following risks:
• Risk of damage to the health of lives caused fatal or injury due to illness, accident
• Risk of physical damage such as loss of or damage to property, personal documents
• Risk responsibility of travelers to a third party (eg Unfortunately when in traffic causing damage to people and property to people abroad ...)
When encountering such risks, tourists are often confused, or worried whether light or heavy losses and of course with great loss, the damage will be severed for themselves and their families but sometimes they are unable to carry alone. At this point, they need support and help. Foreign Travel Insurance is launched to meet the needs of the traveler protection, to ensure their journey is smooth.
2. Where do visitors buy the travelling insurance?
In addition to ensuring the safety significance for tourists, buying overseas travel insurance is also mandatory procedures for foreign tourists when the visa at the embassy. Specific requirements for travel abroad Insurance of the Embassy is to have minimum insurance period by period of residence abroad and insurance worth 30,000 Euros (or $ 50,000) or more.
Therefore, tourists can buy travel insurance where foreigners can ensure both the safety of health, property that has satisfied requirements of the Embassy. This is a simple matter, but it is very important for the trip. Our advice is that you should buy at major insurance companies for safety. If the insurance brand is too small or its capacity is limited, there will be nothing guaranteed for your risks.
When traveling abroad, travelers should purchase travel insurance with greater duration of scheduled dates at least 5 days to ensure that if the date of the flight was delayed a few days, you still can be within the insurance period . Tourists should also take the time to learn about the benefits of the rule of international travel insurance in order to understand their insurance benefits. Travelers should contact your travel insurance to purchase through the official staff of the insurance company for advice and full information about the product most accurately.
3. What happpens if insurance users suffer from risks?
During the tour, if the unfortunate happens risks, tourists need to gather all relevant documents. For example, lost luggage must be certified by the airlines, lost passports should have a certificate of theft authorities where they are based. For medical treatment, travelers will be the global SOS guarantees payment of medical expenses inpatient treatment at the hospital for the greater cost $ 2,500. When tourists provide complete documents related risks and the risks of travel insurance, tourists will be settled compensation in the shortest time (no more than 15 days work).